Understand custody, depository and possession rules.
Researching a precious-metals IRA?
Goldco offers educational materials about precious-metals IRAs and direct purchases. Verify costs, risks, custody and tax questions before acting.
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Start with the account rules
IRS rules generally restrict IRA investment in collectibles, including many metals and coins, while providing exceptions for certain coins and qualifying gold, silver, platinum and palladium bullion. Product eligibility and custody both matter.
Compare economics, not labels
Physical metals can have dealer premiums, bid-ask spreads, storage costs and differing liquidity. Those costs can vary materially by product and transaction size.
Want to learn more about a Gold IRA?
Goldco provides educational information about precious-metals IRAs, rollovers, eligible metals, custody and the account-opening process. Review the details and ask about current fees before making a decision.
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Due diligence
Verify exact product eligibility, fineness, custodian acceptance, depository arrangements, all-in purchase price and liquidation terms before funding a transaction.
Related guides
Get more information about Gold IRAs
If you want to continue your research, Goldco can provide information about precious-metals IRAs and the rollover process. Confirm current pricing, fees, storage arrangements and eligibility for your situation.
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Sources & verification
- IRS: Retirement plans FAQs regarding IRAs
- IRS: Rollovers of retirement plan and IRA distributions
- IRS: Investments in collectibles
- Investor.gov: Self-directed IRA risks
Rules, prices and provider terms can change. Verify current primary documents before making a transaction.